Our simple and quick online loans in Ohio are here to help you 24/7 when you need the money for an emergency. We offer both payday and installment loans to ensure you will find the right solution for both your short-term and long-term needs.
ASAP Finance allows you to apply online via the website. Enjoy our instant approval and same-day funding due to no credit check performed.
Online Installment Loans in Ohio
Online installment loans from ASAP Finance can help you cover emergency expenses quickly and repay the funds in affordable installments over several months. This flexibility makes them convenient for people who need a higher loan amount for big purchases.
You can apply for our easy loans completely online and get approved in minutes no matter your credit score. The money will be deposited on the next or same day of approval.
Rates and Terms
ASAP Finance offers instant direct lender loans between $500 and $5,000. The exact sum you can get depends on your income and credit score. According to state law, a monthly payment cannot exceed 7% of the applicant's net monthly income or 6% of the applicant's gross monthly income. The repayment period ranges from 91 days to 24 months. Bad credit borrowers are welcome to apply since we have no minimum credit score requirements.
Interest rates for a small online loan in Ohio typically range between 160% and 179%. An origination fee of up to 2% may also be charged. The state doesn't allow rollovers on small loans.
How It Works
Getting an online loan in Ohio is quick and easy with ASAP Finance. Here's how it works:
Application. Fill out our simple application form on the website and attach all the required documents. You only need 5 minutes to complete the process.
Approval Decision. We review your documents and send you a guaranteed approval decision in minutes. If approved, review your loan terms and e-sign the contract.
Money Transfer. You will receive the money in your bank account via a direct deposit within 1 business business day or even less.
Requirements
To apply for ASAP Finance's installment or payday loans online in Ohio, you need to meet these simple criteria:
- Be a legal Ohio citizen;
- Be at least 18 years old;
- Provide your valid ID and Social Security number;
- Provide proof of income and address;
- Specify your bank account details;
- Have a valid contact number and email;
- Provide your employer's contact details.
ASAP Finance Locations in Ohio Near Me
ASAP Finance has several branches across Ohio for personalized support and qualified assistance. Visit one of these locations, and our branch manager will help you complete the application process without stress.
We Work Online Across Ohio and the US
Borrowers from Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, Parma, Canton, Lorain, and Hamilton are welcome to apply for our online loans in Ohio. Just fill out the form on the website and get instant approval from the comfort of your home.
Are you not from Ohio? No worries! ASAP Finance also provides easy loans in Wisconsin, Texas, Missouri, Indiana, Florida, California, Alaska, and other states.
Why Choose Us
ASAP Finance has been providing online loans for bad credit in Ohio since 2022. With our help, you can easily borrow up to $5,000 with no hassle and stress. Here's what you get if you give us a try:
Safe and secure process
ASAP Finance uses secured 256-BIT SSL encryption for ultimate data protection.
Bad credit is OK
With our help, bad credit borrowers can access online payday loans in Ohio from a direct lender without undergoing a hard credit check.
Quick funding
If you sign your loan agreement early in the morning on a working day, you will be able to access the money in your checking account on the same day.
Wide range of services
We offer various types of short-term loans tailored to your unique needs.
Lightning-fast support
Our customer support team is always ready to help! Contact us for any questions and concerns, and we will get back to you in minutes.
Manage Your Loans Safely
Check the tips on handling your loans from our financial experts:
- Know your loan terms. Interest rates, the schedule of repayments, and penalties are crucial factors that you need to know in advance.
- Set up automatic payments. Paying on an automated system means that you will avoid missing payments.
- Pay more when possible. This can help decrease the total interest and minimize the length of your loan.
- Prioritize high-interest loans. Pay particular attention to installment loans using cost optimization to avoid long-suffering expenses.
- Monitor your credit score. Request a free annual report from AnnualCreditReport.com and check the changes in your payment history and credit score.
FAQ
01
How fast can I get a cash advance in Ohio?
In Ohio, you can get a cash advance loan in one business day. The money can even arrive on the same day if you get approved before 10 AM on weekdays.
02
What is the maximum amount of online payday loans in Ohio?
The maximum loan amount of a payday loan in Ohio is $1,000. The exact sum will be determined based on your income and credit score.
03
When can I request an online installment loan in Ohio?
Apply for an Ohio installment loan anytime—we're available 24/7 online. Loan transactions are processed on weekdays from 9:00 AM to 7:00 PM EST.
04
How can I repay my loan?
You need to repay the loan in a lump sum if it’s a payday loan or with fixed monthly payments if it's an installment loan. The exact repayment date is stated in your loan agreement contract.
05
Can I get online loans with bad credit in Ohio?
Yes. We don’t rely solely on your credit score and don’t check your credit through the major credit bureaus. However, your bad credit may affect your loan interest rate.
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